A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike a number of other student loans in Urbana, a Stafford loan doesn't require credit checks or collateral that other loan options require. If you stay enrolled in classes at least half time, you won't be required to make payments until you have graduated. With a slow economy and rising tuition costs, Stafford student loans in Urbana are a great option for struggling college students. Looking for private student loans in Urbana because you didn't qualify for federal aid? There are many Illinois student loans open to students that didn't receive federal student loans, but still need assistance funding their education. Personal student loans are often very easy to qualify for and some don't even require a cosigner. Get the money you need for college right now. Call our helpful representatives to learn more. There are several Urbana student loans that are a valid option for you. Many students are unable to get a loan without a consigner. If you're a student with a co-signer on your loan, you'll be able to obtain a loan product with a cosigner release. In this situation, you'll be able to take over the full responsibility of the loan, thus liberating your cosigner from his/her duties. After you've made several on-time payments, you then are the sole owner of the loan. Consolidating your Urbana student loan allows you to lock in low interest rates, combine several student loans with high interest rates into one low monthly payment, and put more money into your pocket. Additionally, Urbana education loan consolidation doesn't require any origination fees, application fees, or prepayment penalties. In most cases, all you will have to do to consolidate your loans is fill out a simple application. Call our representatives now for more information on student loans and consolidation in Urbana. Do you have a bad credit score but need an education loan to pay for your college education? Thankfully, there are many student loans available to students in Urbana that are intended especially for people with bad credit. Even if you have late payments on your credit file, there are college loans available that will suit your needs. Call our experienced reps right now for more info and to receive the best student loan rates in Urbana.