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Consolidating your Monticello student loan enables you to lock in a low interest rate, bundle your high-interest federal student loans into one low monthly payment, and put more money into the bank. Additionally, Monticello education loan consolidation programs do not usually charge prepayment fines, origination fees or application fees. Generally, you can complete a simple, online application to get a loan consolidation, making it an easy, affordable way to reduce your student loan payments. Call our representatives now for additional info on student loans and consolidation in Monticello. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike other Monticello student loans, a Stafford loan doesn't require credit rating checks or collateral that other loans require. If you stay in college at least part-time, you will not have to make payments on the loan until after you receive your degree. With a slow economy and rising tuition costs, Stafford student loans in Monticello are a great option for poor students. No matter whether you're a graduate or undergraduate, you can consolidate your student loans through Illinois consolidation loans. Numerous Monticello lenders encourage you to consolidate your student loans in order to save money. With student loan consolidation you save money and combine your oustanding student loans straight into one. Reduce your montly payment by as much as fifty percent with student loan consolidation. Are you a student who is looking for a handy way to finance your college education? Student loans in Monticello, IL are a great option for students exactly like you because they are easy to qualify for and you usually do not have to start making repayments until after you receive your diploma. Don't get a full-time job merely to pay for your lodging, tuition and textbooks. Find a Monticello student loan today by calling a skilled representative. In Illinois, you are able to submit an application for student loans for bad credit. Even when your credit score is less than perfect, you are able to still afford to go to college. The federal government provides a number of different types of non-credit based financial loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. By the same token, you should not ever leave out the possibility of a Monticello education loan or scholarship as well.