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Several university students in Savoy, IL are able to consolidate their student education loans into one loan. Several Savoy loan companies encourage you to combine your loans in order to save money. Student loan consolidation programs let you combine all your outstanding student loans into one, low payment. With student loan consolidation, several students have been able to reduce their monthly payments by 50 percent. Savoy student loans can be obtained through a range of ways. It is not uncommon that students have a cosigner on the loan. If you're a student with a cosigner on your loan, you may obtain a loan product with a cosigner release. What that means is that you release them of duty, overtaking complete responsibility for your education loan. After you've made several on-time payments, you then are the sole owner of the loan. A student loan consolidation program in Savoy enables you to lock in low interest rates, bundle your high-interest federal student loans into one manageable monthly payment, and put more money into your pocket. Additionally, Savoy education loan consolidation doesn't require any origination fees, application fees, or prepayment penalties. In most cases, you can fill out a simple, online application to get a loan consolidation, making it an easy, affordable way to lower your student loan payments. Contact our representatives now for more information on student loans and consolidation in Savoy. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Savoy student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay enrolled in classes at least half time, you won't need to make payments until after you graduate. With rising tuition costs and a sluggish economy, Stafford student loans in Savoy are an ideal option for struggling college students. If you have returned to college in Savoy after a long period of time, you may be confused about new rules and regulations pertaining to student loans and financial aid. In the past few years, student loans have changed and the application and qualification process is now very different than in years past. Don't be left in the dark when it comes to student loans in Savoy. Get your questions answered by calling our helpful representatives today.