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If you're a student in Oakwood who has returned to college after a significant absence, you may be confused about new regulations pertaining to student loans and financial aid. In the last few years, student loans have changed and the application and qualification process is now very different than in years past. Do not be left in the dark when it comes to student loans in Oakwood. Call our associates today to get all your questions regarding college loans answered. Subsidized and unsubsidized loans are two different alternatives when obtaining a Federal Stafford loan. In Oakwood, both types of loans apply to all students, irrespective of credit rating. Subsidized Stafford loans are awarded to students who are financially needy. The US government will pay your interest as you go to college. Unsubsidized student loans are offered also to students in need of assistance. Many Illinois college students have unsibsidized Stafford loans to help them finance their schooling. A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike a number of other student loans in Oakwood, a Stafford loan does not require credit report checks or collateral that other loans require. If you stay in college at least part-time, you will not need to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Oakwood are a great option for poor students. Several kinds of student financial aid are available in Oakwood, IL to college students who need it. If you're pursuing a degree in medicine, there are numerous Oakwood, STATE_ABBREV student loans accessible. In most cases, these kinds of student loans are credit free. Listed here are a few loans intended for health science college students: Loans for Disadvantaged Students, Nursing Student Loan Program, and Primary Care Loan Program. A student loan consolidation program in Oakwood enables you to lock in a low interest rate, combine your high-interest student loans into one low monthly payment, and put more money into the bank. Additionally, Oakwood education loan consolidation programs do not typically charge prepayment fines, origination fees or application fees. Typically, you can complete a simple, online application to get a loan consolidation, making it an easy, affordable way to reduce your student loan payments. Phone our representatives today for more information on student loans and consolidation in Oakwood.