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A Federal Stafford loan is a loan issued by the government to college students at rates much lower than other traditional loans. Unlike other Stamping Ground student loans, a Stafford loan does not require credit rating checks or collateral that other loan options require. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Stamping Ground are a great option for starving students. Are you having to drop out of school because you can't pay for tuition? Many colleges in Stamping Ground are raising tuition prices and it is now very costly to receive a college education. However, getting a college degree is one of the best ways to enhance your marketability in the competitive job market and increase your future earning potential. Don't quit school; fund your education with college loans. Call our associates today for details about education loan options available to students in Stamping Ground. A lot of college students in Stamping Ground, KY can easily combine their student education loans into one loan. Actually, numerous loan companies encourage you to definitely take advantage of them in Stamping Ground. If you're strapped for money, a student loan consolidation plan may be the answer to your problems. Student loan consolidation programs permit you to combine all your outstanding student loans straight into one, low monthly payment. Reduce your montly payment by as much as 50% with student loan consolidation. Although credit cards are an easy way to build credit, you still have to be careful not to overspend. A few misshaps can get you into debt over your head. Many college students use their credit cards too often especially when they first receive them. In Stamping Ground, it's easy to take on more debt than you can handle. Generally, Stamping Ground student loans should cover the majority of your expenses, but if you get a credit card anyway, be careful what you spend. Call our reps to get student loans in Stamping Ground so that you can stay away from credit card debt. A Federal Stafford bank loan comes in two different kinds: subsidized and unsubsidized. In Stamping Ground, each kind of loan applies to just about all students, irrespective of credit score. Subsidized Stafford loans are for students that are from low income or in need. With this type of loan, the federal government pays the interest while you're still in school. Unsubsidized student education loans are also available to students in need of assistance. Many Kentucky students have unsibsidized Stafford loans to help them finance their education.