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A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other Smithfield student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay in college at least part-time, you won't have to make payments on your loan until after you receive your degree. With a slow economy and rising tuition costs, Stafford student loans in Smithfield are a great option for struggling college students. Credit cards are a great way to build your credit history, but you need to be careful that you do not overspend. A few mistakes can get you into a mountain of debt. Many students use their credit cards too much especially when they first get them. In Smithfield, it is simple to get into a lot of credit card debt. Generally, Smithfield student loans should cover the majority of your expenses, so if you get a credit card, be cautious about how much you spend. Call our reps to locate student loans in Smithfield so you can stay out of credit card debt. Subsidized and unsubsidized financial loans are two different alternatives when getting a Federal Stafford loan. Regardless of your credit score, both kinds of loans are available to you in Smithfield. Subsidized Stafford financial loans are for students that are of low income or in need. With this type of loan, the US government pays the interest while you are attending school. Unsubsidized student loans are also available to college students in need of assistance. Many Kentucky college students have unsibsidized Stafford loans to assist them to pay for their education. Would you like to go back to school but can't afford tuition? Student loans in Smithfield, KY are a good option for students exactly like you since they're easy to qualify for and you usually do not have to start making repayments until after you receive your diploma. Don't get a full-time job merely to pay for your housing, tuition and books. Contact our colleagues to learn how an education loan may be the answer you have been searching for. Many types of student financial aid are available in Smithfield, KY to students who require it. If you are seeking a degree in medicine, there are many Smithfield, STATE_ABBREV loans accessible. In most cases, most of these loans are credit free. These are some loans accessible to medical students: Loans for Disadvantaged Students, Nursing Student Loan Program, and Primary Care Loan Program.