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If you are a student in Shirley who has returned to college after a significant absence, you might be unclear about new regulations pertaining to student loans and financial aid. In the past few years, student loans have changed and the qualification and application process is now quite different than it has been in previous years. Do not be confused about student loans in Shirley. Call our associates today to get all your questions regarding college loans answered. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike a number of other student loans in Shirley, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your diploma. With a slow economy and rising tuition costs, Stafford student loans in Shirley are a great option for poor students. Are you attending college in Shirley and need personal student loans because you didn't qualify for federal financial aid? There are many Indiana student loans open to students that did not receive federal student loans, but still need help funding their education. Most student loans are simple to apply for and you will often not need a cosigner if your credit is good. Get the money you need for college right now. Contact our associates right now for further information. A Federal Stafford loan comes in two different types: subsidized and unsubsidized. In Shirley, both types of loan applies to all college students, regardless of credit. Subsidized Stafford financial loans are given to college students who are financially needy. With this type of loan, the US government will pay the interest while you are attending school. Unsubsidized student loans are also available to college students in need. Many Indiana college students have unsibsidized Stafford loans to help them pay for their schooling. You can pay for your graduate school educational expenses conveniently and quickly by applying for a federal Grad PLUS loan. In Shirley, applying for a Grad PLUS Loan enables you to pay all of your educational expenses, including tuition, books, transportation, housing, and other living expenses. Currently, student loans for Shirley graduate students are incredibly affordable. Not only are interest levels low, but for Grad PLUS Loans, interest rates are fixed. This means that your rate of interest can't increase. Contact our friendly reps for additional information and to discuss your loan options.