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With a federal Grad PLUS Loan, you can pay for your grad school tuition much easier. In Muncie, you can pay for tuition, room and board, textbooks and other bills by applying for a Grad PLUS Loan. Currently, student loans for Muncie grad students are incredibly affordable. Not only are interest levels low, but for Grad PLUS Loans, interest rates are fixed. This means that your interest rate can't increase. Contact our friendly reps for more info and to discuss your loan options. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Muncie student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay enrolled in classes at least half time, you will not need to make payments until after you graduate. With a slow economy and rising tuition costs, Stafford student loans in Muncie are a great option for poor students. In Indiana, you are able to submit an application for student loans for bad credit. Don't let a low credit score stop you from going to college. The federal government provides several different types of non-credit based loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. By the same token, you should not ever leave out the possibility of a Muncie student loan or scholarship as well. Universities in Muncie are increasing tuition prices nearly every semester to compensate for education budget cuts. Because the government came up short, students are left footing the bill. Do not give up on your dream of getting a college diploma because you cannot pay tuition. Get the funds you need now by applying for student loans in Muncie. Most loans have reasonable interest rates and do not need to be paid back until after you've received your degree. Call our knowledgeable associates today for further information. Subsidized and unsubsidized loans are two different choices when getting a Federal Stafford loan for school. In Muncie, both types of loans apply to just about all students, regardless of credit. Subsidized Stafford loans are for college students that are from low income or in need. Using this type of loan, the federal government pays the interest while you are still in college. Unsubsidized student education loans are also available to students in need. Many students have multiple Indiana unsubsidized Stafford loans to manage their school costs.