Hoping to get federal student loans to pay for college in Troy but don't have any idea how to apply for them? Surprisingly, applying for federal aid is a relatively simple process. The first thing you will need to do is complete an online FAFSA and submit the information. The federal government will then forward the information to your college who will determine your eligibility for federal student loans. For additional info on federal and non federal student loans in Troy, contact our representatives right now. Consolidating your Troy student loan allows you to lock in low interest rates, combine your high-interest student loans into one low monthly payment, and put more money into the bank. In addition, Troy education loan consolidation programs do not typically charge prepayment fines, origination fees or application fees. Generally, you can complete a simple, online application to get a loan consolidation, making it a simple, affordable way to reduce your student loan payments. Call our representatives now for more information on student loans and consolidation in Troy. Due to the current economic downturn happening in the U.S, many people are struggling to send their children to college. Many individuals are struggling just to pay their mortgage each month and therefore do not have enough funds to cover pricey tuition fees. Don't let lack of money hold you back. Let your child recognize their full academic potential by receiving a degree and pay for it with student loans. There are many college loans in Troy that are affordable and are designed just for parents of university students. Contact our pleasant agents now to find college loans for parents in Troy. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike many other student loans in Troy, a Stafford loan does not require credit report checks or collateral that other loans require. If you stay in college at least part-time, you won't have to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Troy are an ideal option for struggling students. Troy student loans can be acquired through a variety of ways. It is not unconventional that students have a cosigner on the loan. In case you no longer need that cosigner you may have them sign a release. In this situation, you may take over the full responsibility of the loan, thus liberating your cosigner from his/her duties. After you've made several on-time payments, you then are the sole owner of the loan.