Subsidized and unsubsidized loans are two different choices when getting a Federal Stafford loan. In Collinsville, each kind of loan applies to all students, regardless of credit score. Subsidized Stafford loans are given to students who are financially needy. Using this type of loan, the federal government will pay the interest while you're still in university. Unsubsidized student loans are also available to students in need of assistance. Many Illinois college students have unsibsidized Stafford loans to help them finance their schooling. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Collinsville student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least half time, you won't need to make payments until after you graduate. With a slow economy and rising tuition costs, Stafford student loans in Collinsville are a great option for struggling college students. Don't be anxious by high tuition. Take the fiscal burden off your shoulders and get money for college. Because student loan interest rates are so minimal, it is now less expensive than ever to finance your education with a student loan in Collinsville, IL. Even if you do not have a cosigner or have poor credit, you'll be capable of finding an education loan in Collinsville that fits your needs. Contact our friendly reps today to find out more. A student loan consolidation program in Collinsville allows you to lock in a low interest rate, bundle your high-interest federal student loans into one manageable monthly payment, and put more money into your pocket. Additionally, Collinsville education loan consolidation programs do not typically charge prepayment penalties, origination fees or application fees. Generally, you can fill out a simple, online application to get a loan consolidation, making it an easy, affordable way to lower your student loan payments. Phone our representatives right now for additional info on student loans and consolidation in Collinsville. You can pay for your graduate school educational expenses quickly and conveniently by applying for a federal Grad PLUS loan. In Collinsville, applying for a Grad PLUS Loan allows you to pay for all your educational expenses, including tuition, books, transportation, housing, and other living expenses. Currently, student loans for Collinsville grad students are extremely affordable. Not just are interest levels low, but for Grad PLUS Loans, they are fixed. This means that your rate of interest can't increase. Contact our helpful representatives for further info and also to discuss your options.