If you've returned to university in Piper City after a long period of time, you might be confused about new rules and regulations pertaining to financial aid and student loans. In the last few years, student loans have changed and the application and qualification process is now very different than in years past. Do not be left in the dark when it comes to student loans in Piper City. Get your questions answered by contacting our helpful representatives today. A Federal Stafford loan comes in two different kinds: subsidized and unsubsidized. Regardless of your credit rating, both kinds of loans are available to you in Piper City. Subsidized Stafford loans are granted to college students who are financially needy. The federal government will pay your interest as you attend school. Unsubsidized student education loans are offered also to college students in need. Several college students have multiple Illinois unsubsidized Stafford loans to manage their school expenses. A student loan consolidation program in Piper City allows you to lock in low interest rates, bundle your high-interest federal student loans into one low monthly payment, and put more money into the bank. In addition, Piper City education loan consolidation programs do not usually charge prepayment penalties, origination fees or application fees. In most cases, all you'll have to do to consolidate your loans is complete a simple application. Contact our associates right now for more information on student loans and consolidation in Piper City. A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike other Piper City student loans, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay in school at least part-time, you will not have to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Piper City are a great option for struggling students. Do you need student loans to finance your college education but afraid you will not get qualified because you have bad credit? Fortunately, there are lots of student loans available to students in Piper City that are intended especially for students with bad credit. Even if you have late credit card payments on your credit report, there are college student loans out there that will meet your needs. Contact our experienced reps right now for more info and to get the best student loan rates in Piper City.