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Whether you're a graduate or undergraduate, you'll be able to consolidate your student loans through Illinois consolidation loans. A lot of Onarga loan companies encourage you to consolidate your student loans to avoid wasting money. With student loan consolidation you can save money and combine your oustanding student loans straight into one. With student loan consolidation, many college students have been able to cut their monthly payments by 50%. Subsidized and unsubsidized loans are two different alternatives when getting a Federal Stafford loan for school. Regardless of your credit rating, both forms of loans apply to you in Onarga. Subsidized Stafford financial loans are awarded to students who are financially needy. With this type of loan, the federal government will pay the interest while you are attending school. Unsubsidized student loans are also available to students in need of assistance. A lot of students have several Illinois unsubsidized Stafford financial loans to manage their college costs. Do you have a low credit score but need an education loan to help pay for your education? Thankfully, there are many student loans available to students in Onarga that are designed particularly for students with bad credit. Even if you have late payments on your credit file, there are college loans available that will meet your needs. Contact our experienced reps right now for more information and to get the best student loan rates in Onarga. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike a number of other student loans in Onarga, a Stafford loan doesn't require credit report checks or collateral that other loans require. If you stay in school at least half time, you will not be required to make payments until after you graduate. With a slow economy and rising tuition costs, Stafford student loans in Onarga are a great option for struggling students. A student loan consolidation program in Onarga allows you to lock in low interest rates, bundle your federal student loans into one manageable monthly payment, and put more money into the bank. Additionally, Onarga education loan consolidation programs do not usually charge prepayment fines, origination fees or application fees. Typically, you can fill out a simple, online application to apply for a loan consolidation, making it an easy, affordable way to lower your student loan payments. Contact our associates today for more information on student loans and consolidation in Onarga.