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Would you like to get federal student loans in Cottonwood to cover your schooling but don't know to apply for these loans? Surprisingly, applying for federal aid is a fairly simple process. To begin with, you will need to complete a FAFSA and submit the data to the government. Your eligibility for federal student loans will be determined by your college after the government forwards them the info in your FAFSA. For additional info on non federal and federal student loans in Cottonwood, contact our representatives right now. Are you attending college in Cottonwood and need personal student loans because you did not qualify for federal financial aid? There are many education loan options available to Cottonwood students that are not eligible for Stafford loans, but still need assistance paying for college. Personal student loans are often very easy to qualify for and some do not even require a cosigner. Get the money you'll need for college today. Call our friendly representatives for more information. A Federal Stafford bank loan comes in two different kinds: subsidized and unsubsidized. In Cottonwood, both types of loans apply to all college students, regardless of credit score. Subsidized Stafford financial loans are granted to college students that are financially needy. The government will pay your interest as you attend college. Unsubsidized student education loans are also available to college students in need. Many Alabama students have unsibsidized Stafford loans to help them finance their education. When you consolidate your student loans, you are able to benefit from today's low interest levels and save money over time. Some student loan consolidation companies allow you to take up to 30 years to repay the loan in addition to greatly reducing your monthly payments. Consolidating Cottonwood students loans is a viable option for students who have a few loans with high interest rates. Student loan consolidation companies in Cottonwood offer loans for people that are looking to lower their student loan payments. Contact our associates today for additional information on options available close to you. A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike other Cottonwood student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay enrolled in classes at least half time, you will not be required to make payments until after you graduate. With rising tuition costs and a sluggish economy, Stafford student loans in Cottonwood are a great option for poor students.