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A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other traditional loans. Unlike other Columbia student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay enrolled in classes at least half time, you will not need to make payments until you have graduated. With rising tuition costs and a sluggish economy, Stafford student loans in Columbia are a great option for struggling college students. Do you have to drop out of college because you can't pay for it? Many colleges in Columbia are raising tuition prices and it is now very expensive to get a college education. However, obtaining a degree is one of the easiest ways to elevate your future income potential and increase your appeal to potential employers. Do not drop out of school; fund your education with college loans. Call our associates right now for details about college loans available to Columbia students. Subsidized and unsubsidized loans are two different options when obtaining a Federal Stafford loan. In Columbia, both types of loans apply to just about all students, regardless of credit rating. Subsidized Stafford financial loans are granted to students who are financially needy. The government will pay any interest while you attend school. Unsubsidized student education loans are offered also to students in need. A lot of students have multiple Alabama unsubsidized Stafford financial loans to take care of their college expenses. Student loan consolidation lets you benefit from today's low interest levels and spend less money over time. With some loan consolidation companies, you can take up to 30 years to repay the loan in addition to lowering your monthly payments. Consolidating Columbia students loans is a great option for students who have several loans at high rates of interest. Student loan consolidation organizations in Columbia offer loans for people that want to lower their student loan payments. Call our associates right now for additional information on consolidation options available in your area. Due to the current recession happening in the United States, many families are struggling to send their children to college. Many families are struggling just to pay their mortgage every month and therefore do not have the money to pay high educational expenses. Don't let lack of funds hold you back. Let your son or daughter get the education they truly deserve and pay for it by applying for student loans. There are lots of college loans in Columbia that are affordable and are designed just for parents of college students. Contact our friendly agents now to find college loans for parents in Columbia.