Subsidized and unsubsidized loans are two different alternatives when getting a Federal Stafford loan for school. Regardless of your credit, the two kinds of loans are available to you in Merrill. Subsidized Stafford loans are awarded to college students who are financially needy. Using this type of loan, the federal government pays the interest while you are still in college. Unsubsidized student loans are offered also to college students in need of assistance. Many college students have several Wisconsin unsubsidized Stafford loans to take care of their college costs. Consolidating your Merrill student loan allows you to lock in a low interest rate, bundle your high-interest federal student loans into one low monthly payment, and put more money into your pocket. In addition, Merrill education loan consolidation programs do not typically charge prepayment penalties, origination fees or application fees. In most cases, you can complete a simple, online application to get a loan consolidation, making it a simple, affordable way to reduce your student loan payments. Contact our representatives right now for additional info on student loans and consolidation in Merrill. Credit cards are an effective way to build your credit history, but you need to be careful that you do not overspend. A few misshaps can get you into debt over your head. Many college students are over zealous with their cards, especially when they first receive them. In Merrill, it's easy to take on more credit card debt than you can handle. For the most part, Merrill student loans should cover the majority of your expenses, so if you get credit cards, be cautious about how much you spend. Call our associates to find student loans in Merrill so that you can stay away from credit card debt. Are you having to drop out of school since you can't afford tuition? Many universities in Merrill are increasing tuition prices every semester and it is now very costly to receive a college education. However, receiving a degree is one of the best ways to enhance your marketability in the competitive job market and increase your future earning potential. Do not quit school; pay your educational costs with student loans. Call our representatives today for information about education loan options available to Merrill students. Student loan consolidation allows you to take advantage of today's low interest levels and save money over time. With some loan consolidation companies, you can lower your monthly payments as well as take longer to repay your education loan. Consolidating Merrill students loans is a viable option for students who have several loans at high rates of interest. Student loan consolidation organizations in Merrill offer loans for people that want to lower their student loan payments. Call our associates right now for additional information on consolidation options available close to you.