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If you are concerned with covering tuition next term, you can relieve some of your stress by applying for student loans. Because student loan interest rates are so minimal, now it is more affordable than ever to finance your education with a student loan in Ferndale, WA. It doesn't matter if you have sub-standard credit or no cosigner, there are Ferndale student loans to fit both of those situations. Give us a call today to get money for college from the best student loans. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike a number of other student loans in Ferndale, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay enrolled in classes at least half time, you won't be required to make payments until after you graduate. With rising tuition costs and a sluggish economy, Stafford student loans in Ferndale are an ideal option for struggling college students. If you consolidate your student loans, you can take advantage of today's lower interest rates and save money over time. Some student loan consolidation companies allow you to lower your monthly payments as well as take longer to repay your education loan. Consolidating Ferndale students loans is a viable option for students who have many loans at high interest rates. Student loan consolidation companies in Ferndale offer low introductory rates and no collateral, no-hassle loans for those who wish to lower their monthly payments. Contact our representatives right now for more information on options available in your area. Ferndale student loans can be found through various ways. It is not unusual that students use a cosigner on their loan. If you're a student with a co-signer on your loan, you'll be able to obtain a loan product with a cosigner release. In this situation, you'll be able to take over the full obligation of the loan, thus releasing your cosigner from his/her duties. After you've made several on-time payments, you then become the sole owner of the loan. A Federal Stafford loan is available in two different types: subsidized and unsubsidized. Regardless of your credit score, the two forms of loans apply to you in Ferndale. Subsidized Stafford loans are awarded to students that are financially needy. With this type of loan, the federal government pays the interest while you are still in college. Unsubsidized student education loans are also available to students in need of assistance. Several students have several Washington unsubsidized Stafford loans to manage their college expenses.