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A Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike other Elma student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in school at least part-time, you won't have to make payments on your loan until after you receive your diploma. With rising tuition costs and a sluggish economy, Stafford student loans in Elma are a great option for poor students. When you consolidate your student loans, you can take advantage of today's low interest levels and save money over time. Some student loan consolidation companies allow you to take up to 30 years to repay your loan in addition to lowering your monthly payments. Consolidating Elma students loans is a viable option for students that have a few loans with high interest levels. Student loan consolidation companies in Elma offer loans for people that want to lower their student loan payments. Call our associates right now for further information on consolidation options available in your area. Do you have to drop out of college because you cannot afford it? Many universities in Elma are increasing the price of tuition every semester and it is now very costly to get a college education. However, receiving a degree is one of the best ways to increase your marketability in the competitive job market and improve your future earning potential. Do not drop out of school; fund your education with college loans. Call our representatives now for details about education loan options available to students in Elma. A Federal Stafford loan comes in two different kinds: subsidized and unsubsidized. Regardless of your credit rating, the two types of loans are available to you in Elma. Subsidized Stafford loans are for students which are of low income or in need. With this type of loan, the federal government will pay the interest while you are attending school. Unsubsidized student education loans are also available to college students in need of assistance. Numerous college students have multiple Washington unsubsidized Stafford loans to take care of their school costs. No matter whether you are a graduate or undergraduate, you'll be able to consolidate your student loans through Washington consolidation loans. Several Elma loan companies encourage you to merge your loans to save lots of money. Student loan consolidation programs allow you to combine all of your outstanding student loans straight into one, low monthly payment. Reduce your montly payment by as much as 50 percent with student loan consolidation.