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A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike other Edmonds student loans, a Stafford loan does not require credit report checks or collateral that other loans require. If you stay in school at least part-time, you won't have to make payments on the loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Edmonds are a great option for struggling college students. No matter whether you're a graduate or undergraduate, you'll be able to consolidate your student loans through Washington consolidation loans. Many Edmonds loan companies encourage you to consolidate your loans in order to save money. In the event that you're strapped for money, a student loan consolidation program could be the answer to your problems. With student loan consolidation you can save money and combine your oustanding student loans straight into one. With student loan consolidation, several students have been able to cut their monthly payments by 50%. Edmonds student loans can be found through a number of ways. It's not unusual that students have a cosigner on the loan. If you're a student with a co-signer on your loan, it is possible to obtain a loan product with a cosigner release. What that means is that you release them of obligation, overtaking full responsibility for your college loan. After you've made several on-time payments, you then become the sole owner of the loan. Subsidized and unsubsidized loans are two different alternatives when getting a Federal Stafford loan for school. In Edmonds, each type of loan applies to all college students, regardless of credit rating. Subsidized Stafford loans are for college students which are of low income or in need. The US government will pay any interest as you go to university. Unsubsidized student education loans are also available to college students in need of assistance. Many Washington individuals have unsibsidized Stafford loans to help them finance their schooling. Student loan consolidation allows you to benefit from today's lower interest rates and spend less money over time. Some student loan consolidation organizations allow you to take up to 30 years to repay the loan in addition to greatly reducing your monthly payments. Consolidating Edmonds students loans is a viable option for students who have many loans at high rates of interest. Student loan consolidation organizations in Edmonds offer low introductory rates and no-hassle, no-collateral loans for individuals who wish to lower their monthly payments. Call our representatives today for additional information on options available in your neighborhood.