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Subsidized and unsubsidized financial loans are two different alternatives when obtaining a Federal Stafford loan. In Martinsville, both types of loans apply to all students, regardless of credit score. Subsidized Stafford financial loans are for students which are from low income or in need. The government will pay any interest as you go to university. Unsubsidized student education loans are also available to students in need. Many Virginia students have unsibsidized Stafford loans to help them pay for their schooling. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike a number of other student loans in Martinsville, a Stafford loan doesn't require credit checks or collateral that other loan options require. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your diploma. With rising tuition costs and a sluggish economy, Stafford student loans in Martinsville are an ideal option for struggling students. A student loan consolidation program in Martinsville enables you to lock in low interest rates, bundle your federal student loans into one manageable monthly payment, and put more money into your pocket. Additionally, Martinsville education loan consolidation programs do not usually charge prepayment fines, origination fees or application fees. In most cases, all you'll have to do to consolidate your loans is complete a simple application. Phone our associates right now for more information on student loans and consolidation in Martinsville. Would you like to get federal student loans in Martinsville to cover your schooling but don't know to apply for these loans? Amazingly, applying for federal aid is a fairly simple process. The very first thing you will need to do is fill out an online FAFSA and submit the information. Your eligibility for federal student loans will be determined by your school after the government forwards them the data in your FAFSA. Contact our helpful associates for additional information on federal and non federal student loans available to students in Martinsville. When you consolidate your student loans, you are able to benefit from today's low interest levels and spend less money over time. With some loan consolidation companies, you can reduce your monthly payments as well as take longer to repay your education loan. Consolidating Martinsville students loans is a viable option for students who have several loans at high rates of interest. Student loan consolidation organizations in Martinsville offer low introductory rates and no collateral, no-hassle loans for those who wish to lower their monthly student loan payments. Call our representatives right now for further information on consolidation options available in your town.