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A Federal Stafford loan is a loan issued by the government to college students at rates much lower than other conventional loans. Unlike other Maidens student loans, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your diploma. With rising tuition costs and a sluggish economy, Stafford student loans in Maidens are a great option for starving students. A student loan consolidation program in Maidens enables you to lock in a low interest rate, combine several student loans with high interest rates into one low monthly payment, and put more money into the bank. Additionally, Maidens education loan consolidation programs do not typically charge prepayment penalties, origination fees or application fees. In most cases, all you'll have to do to consolidate your loans is fill out a simple application. Call our representatives now for additional info on student loans and consolidation in Maidens. A Federal Stafford bank loan is available in two different types: subsidized and unsubsidized. Regardless of your credit, the two forms of loans apply to you in Maidens. Subsidized Stafford loans are for students that are of low income or in need. The US government will pay your interest as you go to university. Unsubsidized student loans are offered also to students in need. Many Virginia college students have unsibsidized Stafford loans to help them finance their education. If you consolidate your student loans, you are able to take advantage of today's lower interest rates and spend less money over time. Some student loan consolidation companies allow you to take up to 30 years to repay the loan in addition to greatly reducing your monthly payments. Consolidating Maidens students loans is a great option for students who have several loans at high rates of interest. Student loan consolidation organizations in Maidens offer low introductory rates and no-hassle, no-collateral loans for individuals who wish to lower their monthly payments. Contact our associates today for further information on options available in your neighborhood. Several types of student financial aid are accessible in Maidens, VA to college students who need it. If you're going after a diploma in a medical related field, there are several Maidens, STATE_ABBREV loans accessible. Typically, most of these loans are credit free. The following are a few loans available for health science college students: Loans for Disadvantaged Students, Nursing Student Loan Program, and Primary Care Loan Program.