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Because of the current recession taking place in the U.S, many people are struggling to send their children to college. Many families are struggling simply to pay their mortgage each month and therefore don't have enough funds to pay pricey tuition fees. Don't let lack of funds hold you back. Let your child recognize their full academic potential by attending college and pay for it with student loans. There are many student loans in Luray that have reasonable interest rates and are specifically designed for parents. Call our associates today to locate a lender in Luray. Student loan consolidation allows you to take advantage of today's low interest levels and spend less money over time. Some student loan consolidation organizations allow you to take up to 30 years to repay the loan in addition to greatly reducing your monthly payments. Consolidating Luray students loans is a viable option for students who have many loans at high rates of interest. Student loan consolidation companies in Luray offer loans for people that are looking to lower their student loan payments. Call our representatives right now for more information on options available in your area. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike a number of other student loans in Luray, a Stafford loan does not require credit checks or collateral that other loans require. If you stay enrolled in classes at least half time, you will not need to make payments until after you graduate. With rising tuition costs and a sluggish economy, Stafford student loans in Luray are a great option for starving students. If you reside in Virginia, you are able to submit an application for student loans for bad credit. Even when your credit rating is very poor, you can still afford to attend college. The government provides several different types of non-credit based loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. Don't forget about Luray student loans or scholarships as another way to help you get finished with university. When it comes to a loan, you should look at finding a cosigner to help you out. A student loan consolidation program in Luray enables you to lock in a low interest rate, bundle your high-interest federal student loans into one low monthly payment, and put more money into the bank. In addition, Luray education loan consolidation programs do not usually charge prepayment penalties, origination fees or application fees. In most cases, all you'll have to do to consolidate your loans is fill out a simple application. Call our associates now for more information on student loans and consolidation in Luray.