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A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike other Lexington student loans, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay enrolled in classes at least half time, you will not need to make payments until you have graduated. With the rising costs of tuition and a slow economy, Stafford student loans in Lexington are an ideal option for struggling college students. A Federal Stafford bank loan comes in two different types: subsidized and unsubsidized. In Lexington, each type of loan applies to just about all college students, regardless of credit. Subsidized Stafford financial loans are given to college students who are financially needy. With this type of loan, the US government pays the interest while you're attending university. Unsubsidized student loans are also available to college students in need of assistance. Many Virginia individuals have unsibsidized Stafford loans to assist them to pay for their schooling. A student loan consolidation program in Lexington allows you to lock in a low interest rate, combine your high-interest student loans into one low monthly payment, and put more money into the bank. In addition, Lexington education loan consolidation doesn't require any origination fees, application fees, or prepayment penalties. Generally, you can fill out a simple, online application to apply for a loan consolidation, making it a simple, affordable way to reduce your student loan payments. Phone our representatives now for additional info on student loans and consolidation in Lexington. If you consolidate your student loans, you can take advantage of today's lower interest rates and save money over time. Some student loan consolidation companies allow you to reduce your monthly payments as well as take longer to repay your education loan. Consolidating Lexington students loans is a great option for students that have a few loans with high interest rates. Student loan consolidation companies in Lexington offer low introductory rates and no collateral, no-hassle loans for individuals who wish to lower their monthly payments. Contact our representatives today for more information on options available in your town. The web offers several online search engines that will help you find the right school scholarship program. In Lexington, you can even visit the state office, school financial aid offices and the community library to research school scholarships that you can't find on the Internet. However, finding student loans in Lexington can be challenging if you do not know where to look. Fortunately, we're here to help. For help finding student loans in Lexington that have low rates of interest, speak to our helpful associates right now.