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Are you searching for private student loans in Santa Cruz because you did not qualify for federal aid? There are many education loan options available to Santa Cruz students that are not eligible for Stafford loans, but still need help paying for college. Most student loans are simple to apply for and you will often not need a cosigner if your credit is good. Do not drop out of college; get the money you'll need for school right now. Contact our associates today for further information. With a federal Grad PLUS Loan, you can pay for your graduate school tuition much easier. In Santa Cruz, applying for a Grad PLUS Loan enables you to pay all of your educational expenses, including tuition, books, transportation, housing, and other living expenses. Currently, student loans for Santa Cruz grad students are very affordable. Not only are interest levels low, but for Grad PLUS Loans, they are fixed. This means that your interest rate can't increase. Contact our helpful reps for more information and also to discuss your loan options. Whether or not you are a graduate or undergraduate, it is possible to consolidate your student loans through New Mexico consolidation loans. In fact, numerous loan providers encourage you to take advantage of them in Santa Cruz. With student loan consolidation you will save money and combine your oustanding student loans straight into one. With student loan consolidation, numerous students have been able to reduce their monthly payments by 50%. Subsidized and unsubsidized financial loans are two different choices when getting a Federal Stafford loan for school. In Santa Cruz, each kind of loan applies to all college students, irrespective of credit rating. Subsidized Stafford loans are granted to college students that are financially needy. With this type of loan, the federal government pays the interest while you're attending college. Unsubsidized student education loans are also available to college students in need of assistance. Many New Mexico individuals have unsibsidized Stafford loans to help them pay for their education. Due to the current recession occurring in the U.S, many parents struggling to send their kids to college. Many families are struggling simply to pay their mortgage every month and therefore don't have the funds required to pay high educational expenses. Don't let lack of money hold you back. Let your child recognize their full academic potential by receiving a degree and pay for it with college loans. There are lots of college loans in Santa Cruz that have low interest rates and are specifically designed for parents of students. Call our associates today to find a lender in Santa Cruz.