A Federal Stafford bank loan is available in two different types: subsidized and unsubsidized. In Winston, each type of loan applies to most college students, irrespective of credit score. Subsidized Stafford loans are for college students which are from low income or in need. Using this type of loan, the government will pay the interest while you are still in college. Unsubsidized student loans are also available to college students in need of assistance. Many Montana students have unsibsidized Stafford loans to assist them to pay for their schooling. In Montana, it is possible to submit an application for student loans for bad credit. Even if your credit score is less than perfect, it is possible to still afford to go to university. There are many kinds of non-credit governmental financial loans and grants that may help you pay for university. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. By the same token, you shouldn't ever forget about the possibility of a Winston education loan or scholarship grant as well. When it comes to a loan, you should consider finding a cosigner to aid you. There are numerous Winston student loans that are available. Many students cannot receive a loan without a consigner. In the event you no longer need that cosigner you'll be able to have them sign a release. In this situation, you'll be able to take over the full obligation of the loan, thus releasing your cosigner from his/her duties. After you've made several on-time payments, you then are the sole owner of the loan. Consolidating your Winston student loan allows you to lock in low interest rates, bundle your federal student loans into one manageable monthly payment, and put more money into your pocket. In addition, Winston education loan consolidation programs do not typically charge prepayment penalties, origination fees or application fees. Generally, you can fill out a simple, online application to get a loan consolidation, making it an easy, affordable way to reduce your student loan payments. Contact our associates today for additional info on student loans and consolidation in Winston. Hoping to get federal student loans to pay for college in Winston but don't have any idea how to apply for them? Surprisingly, applying for federal aid is a fairly simple process. The first thing you will need to do is complete an online FAFSA and submit the information. Your eligibility for federal student loans will be determined by your university once the government forwards them the info in your FAFSA. For additional info on non federal and federal student loans in Winston, contact our associates right now.