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Subsidized and unsubsidized loans are two different choices when obtaining a Federal Stafford loan for school. In Westford, both types of loans apply to just about all college students, irrespective of credit rating. Subsidized Stafford loans are granted to college students who are financially needy. Using this type of loan, the government pays the interest while you are still in college. Unsubsidized student education loans are also available to college students in need of assistance. Many Massachusetts college students have unsibsidized Stafford loans to help them pay for their schooling. Educational institutions in Westford are increasing tuition prices just about every semester to compensate for state budget cuts. Because the government came up short, college students are left footing the bill. Do not give up on your dream of getting a college diploma because you cannot pay tuition. Get the funds you need now by applying for college loans in Westford. Many loans are very affordable and can be repaid after you have graduated and landed a job. Call our experienced associates today for more information. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other Westford student loans, a Stafford loan doesn't require credit report checks or collateral that other loan options require. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your degree. With a slow economy and rising tuition costs, Stafford student loans in Westford are a great option for starving students. Hoping to receive federal student loans to pay for your college education in Westford but don't have any idea how to apply for them? Amazingly, applying for federal aid does not have to be difficult. The very first thing you will need to do is complete an online FAFSA and submit the information. Your eligibility for federal student loans will be determined by your university once the government forwards them the information in your FAFSA. Contact our friendly associates for additional info on federal and non federal student loans available to students in Westford. If you live in Massachusetts, it is possible to apply for student loans for bad credit. Even if your credit is poor, you can still afford to go to university. The federal government offers several different types of non-credit based loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. Do not forget about Westford student loans or scholarship grants as another way to help you get finished with university. In the case of a loan, you should consider finding a cosigner to help you out.