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Whether or not you are a graduate or undergraduate, it is possible to consolidate your student loans through Massachusetts consolidation loans. Actually, many loan companies encourage you to take advantage of them in Stoneham. In the event that you are strapped for funds, a student loan consolidation program may be the solution to your problems. Student loan consolidation programs allow you to roll all your outstanding student loans straight into one, low payment. Cut your montly payment by as much as 50 percent with student loan consolidation. A Stafford loan is a loan issued by the government to college students at rates much lower than other traditional loans. Unlike many other student loans in Stoneham, a Stafford loan does not require credit checks or collateral that other loan options require. If you stay in college at least part-time, you will not have to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Stoneham are a great option for poor students. Are you a college student who is looking for a handy way to finance your college education? Student loans in Stoneham, MA are a good option for college students just like you since they're easy to qualify for and you usually don't need to start making payments until after you receive your diploma. Don't get a full-time job just to pay for your housing, tuition and textbooks. Find a Stoneham student loan today by calling one of our skilled representatives. A Federal Stafford bank loan comes in two different kinds: subsidized and unsubsidized. Regardless of your credit, the two types of loans are available to you in Stoneham. Subsidized Stafford loans are awarded to college students who are financially needy. The government will pay your interest as you go to school. Unsubsidized student education loans are also available to college students in need of assistance. Many Massachusetts students have unsibsidized Stafford loans to assist them to pay for their schooling. In Massachusetts, it is possible to apply for student loans for bad credit. Even when your credit score is poor, it is possible to still manage to go to college. There are many kinds of non-credit governmental loans and grants that may help you pay for college. Federal Stafford Loans, Perkins, Loans, and Pell Grants are only a few. Make sure you remember about Stoneham student loans or scholarship grants as yet another way to help you get finished with school. Regarding a loan, you should look at finding a cosigner to aid you.