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In Massachusetts, it is possible to submit an application for student loans for bad credit. Don't let a bad credit score prevent you from going to college. There are many types of non-credit governmental loans and grants to help you pay for college. Federal Stafford Loans, Perkins, Loans, and Pell Grants are only a few. By the same token, you should not really forget about the possibility of a Southwick education loan or scholarship as well. When it comes to a loan, you should think about getting a cosigner to help you out. Do you need student loans to finance your college education but afraid you won't get qualified since you have bad credit? Thankfully, there are lots of student loans available to college students in Southwick that are intended particularly for people with bad credit. Even if you have late payments on your credit file, there are college student loans out there that will meet your needs. Call our experienced reps right now for more information and to get the best student loan rates in Southwick. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike other Southwick student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least part-time, you will not need to make payments on the loan until after you receive your degree. With a slow economy and rising tuition costs, Stafford student loans in Southwick are a great option for struggling college students. A Federal Stafford loan is available in two different types: subsidized and unsubsidized. Regardless of your credit score, the two kinds of loans are available to you in Southwick. Subsidized Stafford loans are for college students which are from low income or in need. The government will pay your interest as you go to college. Unsubsidized student loans are also available to college students in need of assistance. A lot of college students have multiple Massachusetts unsubsidized Stafford loans to take care of their school costs. In Southwick, Massachusetts, several various kinds of student financial aid are an option for those who require it. If you're pursuing a diploma in a health science like medicine or nursing, there are numerous Southwick, STATE_ABBREV loans accessible. For the most part, most of these loans are credit free. The following are a few loans available for health science college students: Loans for Disadvantaged Students, Nursing Student Loan Program, and Primary Care Loan Program.