A Federal Stafford loan is a loan issued by the government to college students at rates much lower than other conventional loans. Unlike other Southbridge student loans, a Stafford loan doesn't require you to have collateral or flawless credit. If you stay in school at least half time, you will not be required to make payments until you have graduated. With a slow economy and rising tuition costs, Stafford student loans in Southbridge are an ideal option for struggling students. Subsidized and unsubsidized education loans are two different choices when getting a Federal Stafford loan. Regardless of your credit, the two kinds of loans apply to you in Southbridge. Subsidized Stafford financial loans are awarded to students that are financially needy. The government will pay any interest as you attend college. Unsubsidized student loans are offered also to students in need. Many Massachusetts students have unsibsidized Stafford loans to help them pay for their schooling. Several kinds of student financial aid are available in Southbridge, MA to students who need it. If you're going after a degree in nursing, there are numerous Southbridge, STATE_ABBREV loans available. Many of these sorts of loans are credit free. The following are a few loans available for health science students: Loans for Disadvantaged Students, Nursing Student Loan Program, and Primary Care Loan Program. If you live in Massachusetts, it is possible to apply for student loans for bad credit. Don't let a low credit score stop you from attending college. There are numerous sorts of non-credit governmental loans and grants to help you pay for university. Federal Stafford Loans, Perkins, Loans, and Pell Grants are only a few. By the same token, you shouldn't ever leave out the possibility of a Southbridge education loan or scholarship grant as well. In the case of a loan, you should consider getting a cosigner to help you out. Do you have to quit college because you cannot pay for it? Many universities in Southbridge are increasing tuition prices every semester and it is now more expensive than ever to get a college degree. However, receiving a college degree is one of the best ways to elevate your future income potential and improve your attractiveness to potential employers. Don't quit school; pay your tuition with student loans. Call our representatives right now for info on student loans available to Southbridge students.