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A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other traditional loans. Unlike a number of other student loans in Amherst, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay enrolled in classes at least half time, you won't be required to make payments until after you graduate. With rising tuition costs and a sluggish economy, Stafford student loans in Amherst are a great option for struggling students. Subsidized and unsubsidized education loans are two different options when obtaining a Federal Stafford loan for school. Regardless of your credit, both kinds of loans are available to you in Amherst. Subsidized Stafford financial loans are for college students which are of low income or in need. With this type of loan, the US government pays the interest while you are still in school. Unsubsidized student loans are also available to college students in need. Several college students have several Massachusetts unsubsidized Stafford financial loans to take care of their school expenses. Would you like to get federal student loans in Amherst to cover your schooling but have no idea how to apply for these loans? Amazingly, applying for federal aid is a relatively simple process. To begin with, you need to complete a FAFSA and submit the data to the government. The federal government will then forward the data to your university who will determine your eligibility for federal student loans. For more information on federal and non federal student loans in Amherst, contact our associates right now. The web offers several online search engines to help you find the right school scholarship program. In Amherst, you can even visit the public library, school financial aid offices, and state offices to locate school scholarships that are not available online. However, locating student loans in Amherst can be difficult if you do not know where to look. Thankfully, we're here to help. For help locating student loans in Amherst that have low interest levels, call our friendly associates today. Because of the current economic downturn happening in the U.S, many parents struggling to send their kids to college. Many individuals are struggling just to pay their mortgage every month and therefore don't have enough funds to pay pricey tuition fees. Don't let lack of funds hold you back any longer. Let your son or daughter receive the education they truly deserve and pay for it by applying for student loans. There are lots of college loans in Amherst that are affordable and are intended just for parents of college students. Call our representatives today to find a lender in Amherst.