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Several university students in Harpswell, ME are able to consolidate their student education loans into one loan. In fact, numerous loan companies encourage you to take advantage of them in Harpswell. Student loan consolidation programs permit you to roll your outstanding student loans straight into one, low monthly payment. With student loan consolidation, numerous students have been able to cut their monthly payments by 50 percent. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike other Harpswell student loans, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least half time, you will not need to make payments until you have graduated. With the rising costs of tuition and a slow economy, Stafford student loans in Harpswell are a great option for starving students. There are several Harpswell student loans which are a valid option for you. It's not unusual that students have a cosigner on their loan. In the event you no longer need that cosigner you'll be able to have them sign a release. In this situation, you'll be able to take over the full liability of the loan, thus releasing your cosigner from his/her duties. After you've made several on-time payments, you then are the sole owner of the loan. Have you seriously considered getting your degree but do not have money for college? Student loans in Harpswell, ME are a great option for students just like you because they are easy to qualify for and you usually don't have to start making repayments until after you receive your diploma. Don't get a full-time job simply to pay for your lodging, expenses and books. Contact our representatives to learn how an education loan may be the answer you have been searching for. Because of the current economic downturn happening in the United States, many individuals are struggling to send their children to college. Many individuals are struggling just to pay their mortgage each month and therefore do not have the money to pay high educational expenses. Do not let lack of funds hold you back. Let your son or daughter get the education they deserve and pay for it by applying for student loans. There are many college loans in Harpswell that are very affordable and are designed just for parents of university students. Contact our helpful agents today to find college loans for parents in Harpswell.