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Do you have a low credit score but need college loans to pay for your education? Luckily, there are lots of student loans available to college students in Monterey that are designed particularly for applicants with bad credit. Even if you may have late payments on your credit report, there are college student loans out there that will meet your needs. To receive the lowest student loan rates in Monterey, call our experienced representatives today. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other traditional loans. Unlike many other student loans in Monterey, a Stafford loan doesn't require credit rating checks or collateral that other loan options require. If you stay in school at least part-time, you won't need to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Monterey are a great option for struggling college students. Do you want to get federal student loans in Monterey to cover your schooling but don't know to apply for these loans? Surprisingly, applying for federal aid is a fairly simple process. First of all, you will need to complete a FAFSA and submit the data to the government. The government will then forward the data to your college who will determine your eligibility for federal college loans. Contact our friendly associates for additional information on non federal and federal student loans available to students in Monterey. Are you being forced to drop out of school since you can't pay for tuition? Many universities in Monterey are raising tuition prices and it is now more expensive than ever to get a college degree. However, obtaining a college degree is one of the easiest ways to enhance your marketability in the competitive job market and improve your future earning potential. Don't quit school; pay your tuition with student loans. Call our representatives now for details about education loan options available to students in Monterey. Although credit cards are an easy way to build credit, you still have to be careful to not overspend. A few mistakes could get you into a mountain of debt. Many students are over zealous with their credit cards, particularly when they first receive them. In Monterey, it is easy to get into a lot of credit card debt. Typically, Monterey student loans should cover the majority of your expenses, so if you get credit cards, be careful what you spend. Call our representatives to get student loans in Monterey so you can stay away from credit card debt.