Do you need student loans to pay for school but afraid you will not get qualified because you have bad credit? Thankfully, there are many student loans available to students in Union that are designed especially for people with bad credit. Even if you may have late payments on your credit report, there are college student loans out there that will suit your needs. To get the lowest student loan rates in Union, call our experienced representatives right now. Would you like to go back to school but can't afford tuition? Student loans in Union, KY are the way to go. Education loans are now easy to be eligible for and do not have to be paid off until after you get your degree. School is a steady job, you don't need a second one in order to cover text books and housing. Contact our associates today to discover how an education loan may be the answer you've been searching for. A Federal Stafford loan is a loan issued by the government to college students at rates much lower than other conventional loans. Unlike other Union student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in college at least part-time, you won't have to make payments on the loan until after you receive your diploma. With a slow economy and rising tuition costs, Stafford student loans in Union are a great option for poor students. A Federal Stafford bank loan comes in two different types: subsidized and unsubsidized. Regardless of your credit rating, both types of loans are available to you in Union. Subsidized Stafford loans are for college students which are from low income or in need. The federal government will pay your interest while you go to university. Unsubsidized student education loans are also available to college students in need of assistance. Several college students have multiple Kentucky unsubsidized Stafford loans to take care of their college costs. Credit cards are an effective way to build your credit history, but you should be careful that you don't overspend. A few misshaps will get you into debt over your head. Many college students use their cards too much particularly when they first get them. In Union, it is simple to get into a lot of credit card debt. Generally, Union student loans should cover the majority of your expenses, but if you get a credit card anyway, be cautious about how much you spend. Call our associates to find student loans in Union so that you can stay out of credit card debt.