Do you have a low credit score but need college loans to pay for your college education? Fortunately, there are many student loans available to students in Sturgis that are intended especially for applicants with bad credit. Even if you may have late payments on your credit report, there are college loans out there that will meet your needs. To receive the lowest student loan rates in Sturgis, contact our professional representatives today. Regardless of the sort of financial aid you would like, Sturgis, KY student loans are available for you. Many of them will offer debt-counseling services as well. If you're contemplating a student loan, you should submit a student loan application to one of the loan companies. If you don't have good credit, it's smart to find a relative with good credit who is willing to sign a promissory note as a consigner. However, a cosigner with good credit can increase the amount you are qualified for. Give us a call and put your schooling on the fast track. Subsidized and unsubsidized financial loans are two different options when getting a Federal Stafford loan for school. Regardless of your credit rating, both kinds of loans apply to you in Sturgis. Subsidized Stafford loans are given to college students who are financially needy. With this type of loan, the government will pay the interest while you're attending school. Unsubsidized student loans are offered also to college students in need of assistance. Many Kentucky college students have unsibsidized Stafford loans to help them pay for their education. Credit cards are a good way to build your credit history, but you should be careful that you don't overspend. A few misshaps will get you into debt over your head. Many students use their credit cards too much particularly when they first get them. In Sturgis, it's easy to get more credit card debt than you can handle. Generally, Sturgis student loans should cover the majority of your expenses, so if you get credit cards, be careful what you spend. Call our associates to locate student loans in Sturgis so that you can stay away from credit card debt. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike other Sturgis student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your degree. With a slow economy and rising tuition costs, Stafford student loans in Sturgis are a great option for poor students.