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Although credit cards are a great way to build credit, you still have to be careful to not overspend. A few mistakes could get you into a mountain of debt. Many students are over zealous with their credit cards, especially when they first get them. In Stambaugh, it is easy to get into a lot of credit card debt. For the most part, Stambaugh student loans should cover the majority of your expenses, but if you get a credit card anyway, be cautious about how much you spend. Call our representatives to get student loans in Stambaugh so that you can stay away from credit card debt. Subsidized and unsubsidized financial loans are two different options when obtaining a Federal Stafford loan. In Stambaugh, both types of loans apply to just about all students, irrespective of credit score. Subsidized Stafford loans are for college students which are from low income or in need. With this type of loan, the US government will pay the interest while you're attending college. Unsubsidized student loans are also available to students in need. Many Kentucky individuals have unsibsidized Stafford loans to assist them to pay for their schooling. Numerous university students in Stambaugh, KY can easily combine their student loans into one loan. Numerous Stambaugh loan companies encourage you to combine your loans to save lots of money. Student loan consolidation programs permit you to combine your outstanding student loans directly into one, low payment. Cut your montly payment by as much as 50% with student loan consolidation. If you're a student in Stambaugh who has returned to college after a significant absence, you could be puzzled by new regulations regarding student loans and financial aid. In the past few years, student loans have changed significantly and the qualification and application process is now very different than in years past. Don't be confused about student loans in Stambaugh. Call our associates today to get all your questions regarding college loans answered. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other traditional loans. Unlike other Stambaugh student loans, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay in school at least part-time, you won't have to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Stambaugh are a great option for poor students.