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A Federal Stafford bank loan comes in two different types: subsidized and unsubsidized. In Springfield, both types of loans apply to just about all college students, regardless of credit. Subsidized Stafford financial loans are given to college students who are financially needy. Using this type of loan, the US government pays the interest while you're attending school. Unsubsidized student education loans are also available to college students in need of assistance. A lot of college students have several Kentucky unsubsidized Stafford financial loans to manage their school costs. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike a number of other student loans in Springfield, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least part-time, you won't have to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Springfield are a great option for struggling college students. No matter whether you are a graduate or undergraduate, you can consolidate your student loans through Kentucky consolidation loans. A lot of Springfield loan companies encourage you to consolidate your student loans to avoid wasting money. With student loan consolidation you will save money and combine your oustanding student loans into one. Cut your montly payment by as much as 50% with student loan consolidation. Although credit cards are an easy way to build credit, you still have to be careful to not overspend. A few mistakes can get you into a mountain of debt. Many college students are over zealous with their cards, particularly when they first receive them. In Springfield, it's easy to take on more credit card debt than you can handle. For the most part, Springfield student loans should cover your expenses, but if you get a credit card anyway, be careful what you spend. Call our representatives to find student loans in Springfield so you can stay away from credit card debt. Because of the current economic depression occurring in the U.S, many families are struggling to send their kids to college. Many families are struggling just to pay their mortgage every month and therefore do not have enough funds to cover pricey tuition fees. Don't let lack of funds hold you back. Let your son or daughter get the education they truly deserve and pay for it by applying for student loans. There are many student loans in Springfield that have low interest rates and are created specifically for parents. Contact our pleasant agents now to find student loans for parents in Springfield.