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A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other South Union student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in school at least half time, you will not need to make payments until after you graduate. With rising tuition costs and a sluggish economy, Stafford student loans in South Union are a great option for starving students. Many college students in South Union, KY can combine their student loans into one loan. Actually, numerous loan providers encourage you to definitely take advantage of them in South Union. With student loan consolidation you save money and combine your oustanding student loans into one. With student loan consolidation, numerous students have been able to reduce their monthly payments by fifty percent. Credit cards are an effective way to build your credit history, but you should be careful that you don't overspend. A few misshaps will get you into debt over your head. Many students are over zealous with their credit cards, especially when they first get them. In South Union, it is easy to get into a lot of credit card debt. Typically, South Union student loans should cover the majority of your expenses, but if you get a credit card anyway, be careful what you spend. Call our reps to get student loans in South Union so that you can stay away from credit card debt. A Federal Stafford loan comes in two different types: subsidized and unsubsidized. In South Union, both types of loans apply to just about all students, irrespective of credit score. Subsidized Stafford loans are given to students who are financially needy. With this type of loan, the federal government will pay the interest while you are attending college. Unsubsidized student loans are offered also to students in need. Many Kentucky college students have unsibsidized Stafford loans to help them finance their schooling. Student loan providers in South Union, KY offer a wide range of education loans that serve nearly every need. Education loan providers also offer top fiscal advice also. If you're considering a student loan, you should submit a student loan application to one of the loan companies. If you don't have a good credit score, it's a good idea to find a relative with good credit that is willing to sign a promissory note as a consigner. However, a co-signer with a good credit score can increase the sum you are qualified for. Call us and put your schooling on the fast track.