Do you have a low credit score but need college loans to help pay for your college education? Fortunately, there are many student loans available to students in Pineville that are intended particularly for applicants with poor credit. Even if you may have late credit card payments on your credit report, there are college student loans out there that will suit your needs. Contact our experienced reps right now for more information and to receive the best student loan rates in Pineville. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other Pineville student loans, a Stafford loan does not require credit rating checks or collateral that other loans require. If you stay in college at least part-time, you will not have to make payments on the loan until after you receive your diploma. With rising tuition costs and a sluggish economy, Stafford student loans in Pineville are an ideal option for struggling college students. A Federal Stafford loan is available in two different kinds: subsidized and unsubsidized. In Pineville, both types of loans apply to most students, irrespective of credit. Subsidized Stafford financial loans are for students which are of low income or in need. The federal government will pay any interest while you attend school. Unsubsidized student education loans are offered also to students in need. Many Kentucky individuals have unsibsidized Stafford loans to help them pay for their education. Credit cards are an effective way to build your credit history, but you should be careful that you don't overspend. A few mistakes can get you into a mountain of debt. Many students use their cards too often especially when they first get them. In Pineville, it's easy to get more credit card debt than you can handle. Generally, Pineville student loans should cover the majority of your expenses, so if you get credit cards, be cautious about how much you spend. Call our representatives to find student loans in Pineville so you can stay out of credit card debt. In Kentucky, you can submit an application for student loans for bad credit. Even if your credit score is poor, you can still afford to attend college. There are many types of non-credit governmental financial loans and grants that will help you pay for university. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. Make sure you remember about Pineville student loans or scholarships as another way to help you get finished with college.