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Although college credit cards are an easy way to build credit, you've still got to be careful not to overspend. A few mistakes can get you into a mountain of debt. Many college students are over zealous with their credit cards, particularly when they first get them. In Pikeville, it's easy to get more debt than you can handle. For the most part, Pikeville student loans should cover the majority of your expenses, so if you get a credit card, be cautious about how much you spend. Call our representatives to locate student loans in Pikeville so you can stay out of credit card debt. In Kentucky, you can make an application for student loans for bad credit. Don't let a low credit score stop you from going to college. There are many kinds of non-credit governmental loans and grants to help you pay for university. Federal Stafford Loans, Perkins, Loans, and Pell Grants are only a few. By the same token, you should not really leave out the possibility of a Pikeville student loan or scholarship as well. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike a number of other student loans in Pikeville, a Stafford loan does not require you to have collateral or flawless credit. If you stay in college at least part-time, you won't need to make payments on your loan until after you receive your diploma. With a slow economy and rising tuition costs, Stafford student loans in Pikeville are a great option for poor students. Because of the current recession taking place in the United States, many families are struggling to pay for their child's education. Many individuals are struggling simply to pay their mortgage each month and therefore do not have enough funds to pay pricey tuition fees. Don't let lack of money hold you back any longer. Let your son or daughter get the education they truly deserve and pay for it by getting student loans. There are lots of college loans in Pikeville that are very affordable and are intended just for parents of college students. Contact our friendly agents today to find college loans for parents in Pikeville. A Federal Stafford loan comes in two different kinds: subsidized and unsubsidized. Regardless of your credit score, both kinds of loans apply to you in Pikeville. Subsidized Stafford financial loans are for college students which are of low income or in need. The US government will pay any interest as you attend university. Unsubsidized student loans are offered also to students in need of assistance. Many Kentucky individuals have unsibsidized Stafford loans to assist them to finance their schooling.