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A Federal Stafford bank loan comes in two different types: subsidized and unsubsidized. Regardless of your credit score, both types of loans apply to you in Albany. Subsidized Stafford loans are granted to college students that are financially needy. The US government will pay your interest as you go to school. Unsubsidized student education loans are also available to college students in need. Many Kentucky college students have unsibsidized Stafford loans to assist them to finance their education. Hoping to receive federal student loans to pay for your college education in Albany but don't have any idea how to apply for them? Surprisingly, applying for federal aid is a fairly simple process. First of all, you need to complete a FAFSA and submit the information to the government. The government will then forward the information to your university who will determine your eligibility for federal student loans. For more information on federal and non federal student loans in Albany, contact our representatives right now. Searching for student loans in Albany with low interest levels and manageable repayment plans? Luckily, there are many education loan choices in Albany that are very affordable. Most lenders make it very easy for college students to apply and qualify for education loans. To apply for loans from the federal government, college students simply need to fill out an online FAFSA. When applying for personal student loans, you will likely only need to fill out a simple application form. Call our representatives today to find affordable student loans in Albany. A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike other Albany student loans, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay in school at least part-time, you will not have to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Albany are a great option for starving students. Numerous university students in Albany, KY can consolidate their student loans into one loan. Numerous Albany loan companies encourage you to consolidate your student loans to avoid wasting money. Student loan consolidation programs let you roll your outstanding student loans into one, low monthly payment. With student loan consolidation, several college students have been able to lower their monthly payments by fifty percent.