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Hoping to receive federal student loans to pay for your college education in South Bend but do not have any idea how to apply for them? Surprisingly, applying for federal aid doesn't have to be complicated. The first thing you will need to do is complete an online FAFSA and submit the information. Your eligibility for federal student loans will be determined by your college once the government forwards them the data in your FAFSA. Contact our helpful representatives for additional info on federal and non federal student loans available to students in South Bend. If you're a student in South Bend who has returned to college following a significant absence, you might be puzzled by new rules regarding financial aid and student loans. In the past couple of years, student loans have changed and the qualification and application process is now quite different than it has been in previous years. Don't be left in the dark when it comes to student loans in South Bend. Call our representatives today to get all of your questions concerning college loans answered. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike other South Bend student loans, a Stafford loan doesn't require credit checks or collateral that other loan options require. If you stay in school at least half time, you won't need to make payments until after you graduate. With a slow economy and rising tuition costs, Stafford student loans in South Bend are an ideal option for struggling college students. Subsidized and unsubsidized loans are two different alternatives when obtaining a Federal Stafford loan for school. In South Bend, both types of loans apply to most college students, irrespective of credit score. Subsidized Stafford financial loans are for students that are of low income or in need. The US government will pay any interest as you attend university. Unsubsidized student education loans are also available to college students in need. Many Indiana college students have unsibsidized Stafford loans to assist them to pay for their schooling. With a federal Grad PLUS Loan, you can pay for your grad school tuition much easier. In South Bend, you can pay for tuition, room and board, textbooks and other living expenses by applying for a Grad PLUS Loan. Currently, student loans for South Bend grad students are extremely affordable. Not just are rates of interest low, but for Grad PLUS Loans, they are fixed. This means that your rate of interest can never increase. Contact our pleasant associates for more info and to discuss your options.