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Do you have to quit college because you cannot afford it? Many universities in Somerville are raising tuition prices and it is now more expensive than ever to get a college degree. However, receiving a college degree is one of the easiest ways to increase your marketability in the competitive job market and increase your future earning potential. Don't quit school; fund your education with college loans. Call our associates now for info on student loans available to Somerville students. If you've returned to school in Somerville after a long absence, you might be unclear about new rules and regulations regarding student loans and financial aid. In the past couple of years, student loans have changed and the application and qualification process is now quite different than it has been in the past. Do not be left in the dark when it comes to student loans in Somerville. Call our reps today to get all your questions regarding college loans answered. A Stafford loan is a loan issued by the government to college students at rates that are much lower than other conventional loans. Unlike many other student loans in Somerville, a Stafford loan doesn't require you to have collateral or flawless credit. If you stay in school at least half time, you will not need to make payments until you have graduated. With the rising costs of tuition and a slow economy, Stafford student loans in Somerville are a great option for poor students. A Federal Stafford loan comes in two different types: subsidized and unsubsidized. In Somerville, both types of loan applies to all college students, irrespective of credit rating. Subsidized Stafford financial loans are given to college students who are financially needy. The federal government will pay any interest as you go to college. Unsubsidized student education loans are also available to college students in need. Many Indiana college students have unsibsidized Stafford loans to assist them to finance their schooling. You can cover your graduate school educational expenses quickly and conveniently by applying for a federal Grad PLUS loan. In Somerville, you can pay for your textbooks, housing, tuition and other bills by applying for a Grad PLUS Loan. Currently, student loans for Somerville graduate students are very affordable. Not only are interest rates low, but for Grad PLUS Loans, interest rates are fixed. This means that your rate of interest can never increase. Call our helpful reps for more information and also to talk about your loan options.