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Subsidized and unsubsidized loans are two different options when getting a Federal Stafford loan for school. Regardless of your credit rating, the two kinds of loans apply to you in Shepardsville. Subsidized Stafford loans are granted to students that are financially needy. The government will pay your interest as you attend university. Unsubsidized student education loans are also available to students in need of assistance. Many Indiana individuals have unsibsidized Stafford loans to help them pay for their schooling. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike other Shepardsville student loans, a Stafford loan doesn't require credit rating checks or collateral that other loan options require. If you stay in school at least half time, you will not need to make payments until you have graduated. With rising tuition costs and a sluggish economy, Stafford student loans in Shepardsville are a great option for poor students. Do you need student loans to finance your college education but afraid you won't get qualified because you have bad credit? Fortunately, there are many student loans available to college students in Shepardsville that are designed especially for applicants with poor credit. Even if you have late payments on your credit file, there are college loans available that will suit your needs. To get the lowest student loan rates in Shepardsville, call our knowledgeable representatives today. You can cover your graduate school educational expenses quickly and conveniently by applying for a federal Grad PLUS loan. In Shepardsville, applying for a Grad PLUS Loan enables you to pay for all your educational expenses, including tuition, books, transportation, housing, and other living expenses. Currently, student loans for Shepardsville graduate students are extremely affordable. Not just are interest rates low, but for Grad PLUS Loans, they are fixed. This means that your interest rate can't increase. Contact our helpful associates for more information and to discuss your loan options. Because of the current economic downturn taking place in the U.S, many families are struggling to pay for their child's college education. Many families do not have enough money to pay their monthly bills and therefore do not have enough funds to pay pricey tuition fees. Don't let lack of money hold you back. Let your child get the education they truly deserve and pay for it by applying for student loans. There are lots of college loans in Shepardsville that are very affordable and are designed just for parents of college students. Call our reps today to locate a lender in Shepardsville.