Do you have poor credit but need an education loan to pay for your college education? Luckily, there are lots of student loans available to college students in Rochester that are intended particularly for people with poor credit. Even if you have late payments on your credit report, there are college loans out there that will meet your needs. Call our experienced representatives right now for more information and to get the best student loan rates in Rochester. A Stafford loan is a loan issued by the government to college students at rates much lower than other traditional loans. Unlike other Rochester student loans, a Stafford loan doesn't require credit rating checks or collateral that other loan options require. If you stay enrolled in classes at least half time, you won't need to make payments until you have graduated. With a slow economy and rising tuition costs, Stafford student loans in Rochester are a great option for starving students. With a federal Grad PLUS Loan, you can pay for your graduate school tuition much easier. In Rochester, you can pay for your textbooks, housing, tuition and other bills by applying for a Grad PLUS Loan. Currently, student loans for Rochester grad students are extremely affordable. Not only are interest rates low, but for Grad PLUS Loans, they are fixed. This means that your interest rate can't increase. Call our helpful associates for further information and to talk about your loan options. Whether or not you are a graduate or undergraduate, you are able to consolidate your student loans through Indiana consolidation loans. In fact, several loan providers encourage you to take advantage of them in Rochester. If you are strapped for money, a student loan consolidation program could be the solution to your problems. With student loan consolidation you can save money and combine your oustanding student loans into one. With student loan consolidation, several students have been able to lower their monthly payments by 50%. Subsidized and unsubsidized education loans are two different options when obtaining a Federal Stafford loan. In Rochester, both types of loans apply to most students, irrespective of credit. Subsidized Stafford loans are given to students who are financially needy. With this type of loan, the government will pay the interest while you are attending university. Unsubsidized student loans are also available to students in need of assistance. Numerous students have multiple Indiana unsubsidized Stafford loans to take care of their college expenses.