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A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other traditional loans. Unlike a number of other student loans in Vandalia, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least part-time, you won't have to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Vandalia are a great option for struggling students. 30. Did you receive college scholarships, but still don't have the funds you need to pay for all your educational expenses such as housing, books and tuition? You can get the cash you need by applying for student loans in Vandalia. College loans in Vandalia usually come with manageable payment plans and low interest levels. Apply for personal student loans and federal student loans to get the money you need for school quickly. Contact one of our associates straight away to start the process. Don't wait around any longer! Vandalia student loans can be acquired through several different ways. Many students are unable to get a loan without a consigner. If you're a student with a co-signer on your loan, you are able to obtain a loan product with a cosigner release. In this situation, you are able to take over the full responsibility of the loan, thus releasing your cosigner from his/her responsibilities. From that point you only have to make a few on-time payments and the loan is yours. A student loan consolidation program in Vandalia allows you to lock in a low interest rate, bundle your high-interest federal student loans into one low monthly payment, and put more money into the bank. Additionally, Vandalia education loan consolidation programs do not usually charge prepayment penalties, origination fees or application fees. Typically, you can fill out a simple, online application to get a loan consolidation, making it a simple, affordable way to reduce your student loan payments. Call our associates right now for more information on student loans and consolidation in Vandalia. If you've returned to school in Vandalia after a long period of time, you could be confused about new rules regarding student loans and financial aid. In the past few years, student loans have changed and the qualification and application process is now quite different than it has been in the past. Don't be confused about student loans in Vandalia. Call our representatives right now to get all your questions regarding college loans answered.