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Many university students in Smithfield, IL have the ability to combine their student education loans into one loan. Many Smithfield lenders encourage you to combine your loans to save money. If you are strapped for funds, a student loan consolidation program will be the answer to your problems. With student loan consolidation you can save money and combine your oustanding student loans directly into one. Cut your montly payment by as much as 50 percent with student loan consolidation. A Federal Stafford loan is a loan issued by the government to college students at rates much lower than other conventional loans. Unlike other Smithfield student loans, a Stafford loan doesn't require you to have collateral or flawless credit. If you stay enrolled in classes at least half time, you won't need to make payments until you have graduated. With a slow economy and rising tuition costs, Stafford student loans in Smithfield are a great option for poor students. Do you have to drop out of college because you cannot pay for it? Many universities in Smithfield are increasing tuition prices every semester and it is now more expensive than ever to get a college degree. However, obtaining a college degree is one of the best ways to enhance your marketability in the competitive job market and increase your future earning potential. Do not drop out of school; pay your educational costs with student loans. Call our representatives today for information about student loans available to Smithfield students. Do you have poor credit but need college loans to pay for your education? Fortunately, there are many student loans available to college students in Smithfield that are designed especially for students with poor credit. Even if you have late payments on your credit report, there are college student loans out there that will suit your needs. To receive the lowest student loan rates in Smithfield, call our experienced representatives today. Consolidating your Smithfield student loan allows you to lock in a low interest rate, combine several student loans with high interest rates into one low monthly payment, and put more money into your pocket. In addition, Smithfield education loan consolidation doesn't require any origination fees, application fees, or prepayment penalties. Typically, you can complete a simple, online application to apply for a loan consolidation, making it a simple, affordable way to reduce your student loan payments. Call our associates now for additional info on student loans and consolidation in Smithfield.