Do you need student loans to finance your college education but afraid you will not get qualified because you have bad credit? Fortunately, there are many student loans available to college students in Pleasant Hill that are designed especially for applicants with poor credit. Even if you may have late payments on your credit file, there are college loans out there that will meet your needs. To receive the lowest student loan rates in Pleasant Hill, call our professional representatives today. Subsidized and unsubsidized education loans are two different alternatives when obtaining a Federal Stafford loan for school. In Pleasant Hill, both types of loans apply to most students, regardless of credit rating. Subsidized Stafford loans are awarded to students that are financially needy. With this type of loan, the federal government will pay the interest while you're attending school. Unsubsidized student education loans are also available to students in need of assistance. Many Illinois students have unsibsidized Stafford loans to help them finance their schooling. Would you like to get federal student loans in Pleasant Hill to cover your schooling but have no idea how to apply for these loans? Surprisingly, applying for federal aid is a relatively simple process. First of all, you will need to complete a FAFSA and submit the information to the government. The federal government will then forward the information to your university who will determine your eligibility for federal college loans. Contact our friendly associates for additional information on non federal and federal student loans available to students in Pleasant Hill. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike a number of other student loans in Pleasant Hill, a Stafford loan doesn't require you to have flawless credit or supply collateral. If you stay in college at least part-time, you will not need to make payments on the loan until after you receive your diploma. With rising tuition costs and a sluggish economy, Stafford student loans in Pleasant Hill are a great option for poor students. Consolidating your Pleasant Hill student loan enables you to lock in low interest rates, combine several student loans with high interest rates into one low monthly payment, and put more money into the bank. Additionally, Pleasant Hill education loan consolidation doesn't require any origination fees, application fees, or prepayment penalties. Typically, you can complete a simple, online application to apply for a loan consolidation, making it a simple, affordable way to lower your student loan payments. Phone our associates today for more information on student loans and consolidation in Pleasant Hill.