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A student loan consolidation program in Pinckneyville allows you to lock in low interest rates, combine your high-interest student loans into one low monthly payment, and put more money into the bank. Additionally, Pinckneyville education loan consolidation programs do not typically charge prepayment penalties, origination fees or application fees. In most cases, all you will have to do to consolidate your loans is fill out a simple application. Contact our representatives now for more information on student loans and consolidation in Pinckneyville. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other traditional loans. Unlike other Pinckneyville student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in college at least part-time, you will not have to make payments on the loan until after you receive your degree. With the rising costs of tuition and a slow economy, Stafford student loans in Pinckneyville are a great option for starving students. Do you want to get federal student loans in Pinckneyville to cover your schooling but don't know to apply for these loans? Amazingly, applying for federal aid doesn't have to be complicated. First of all, you will need to complete a FAFSA and submit the information to the government. Your eligibility for federal student loans will be determined by your school after the government forwards them the info in your FAFSA. For additional info on non federal and federal student loans in Pinckneyville, contact our associates right now. If you have returned to school in Pinckneyville after a long period of time, you might be unclear about new regulations regarding student loans and financial aid. In the past few years, student loans have changed significantly and the qualification and application process is now quite different than it has been in previous years. Do not be left in the dark when it comes to student loans in Pinckneyville. Call our representatives right now to get all your questions concerning college loans answered. Subsidized and unsubsidized financial loans are two different choices when getting a Federal Stafford loan for school. In Pinckneyville, both types of loan applies to most college students, irrespective of credit rating. Subsidized Stafford financial loans are for college students which are from low income or in need. The government will pay any interest while you go to university. Unsubsidized student loans are also available to college students in need of assistance. Many Illinois college students have unsibsidized Stafford loans to assist them to finance their schooling.