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A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike many other student loans in Perry, a Stafford loan doesn't require credit checks or collateral that other loan options require. If you stay in school at least part-time, you won't need to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Perry are an ideal option for struggling college students. If you have returned to college in Perry after a long absence, you may be unclear about new rules and regulations pertaining to student loans and financial aid. In the past few years, student loans have changed and the qualification and application process is now quite different than it has been in previous years. Do not be confused about student loans in Perry. Call our reps today to get all your questions concerning college loans answered. Are you searching for private student loans in Perry because you did not qualify for federal aid? There are numerous education loan options available to Perry students that are not eligible for Stafford loans, but still need assistance paying for college. Personal student loans are often very easy to qualify for and some do not even require a cosigner. Don't drop out of school; obtain the money you'll need for school right now. Call our helpful representatives to learn more. A student loan consolidation program in Perry allows you to lock in low interest rates, bundle your federal student loans into one low monthly payment, and put more money into the bank. In addition, Perry education loan consolidation doesn't require any application fees, origination fees, or prepayment penalties. Generally, you can fill out a simple, online application to apply for a loan consolidation, making it an easy, affordable way to lower your student loan payments. Contact our representatives right now for more information on student loans and consolidation in Perry. Subsidized and unsubsidized education loans are two different choices when getting a Federal Stafford loan. In Perry, each kind of loan applies to just about all students, irrespective of credit score. Subsidized Stafford financial loans are given to students that are financially needy. Using this type of loan, the US government pays the interest while you're still in university. Unsubsidized student loans are offered also to students in need of assistance. Many Illinois individuals have unsibsidized Stafford loans to assist them to pay for their education.