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Are you being forced to drop out of school because you can't pay for tuition? Many colleges in Palmer are raising tuition prices and it is now more expensive than ever to receive a college degree. However, obtaining a degree is one of the best ways to enhance your marketability in the competitive job market and improve your future earning potential. Don't quit school; pay your educational costs with student loans. Call our associates today for info on education loan options available to Palmer students. Consolidating your Palmer student loan enables you to lock in low interest rates, combine your high-interest student loans into one low monthly payment, and put more money into your pocket. Additionally, Palmer education loan consolidation doesn't require any application fees, origination fees, or prepayment penalties. In most cases, you can fill out a simple, online application to apply for a loan consolidation, making it an easy, affordable way to reduce your student loan payments. Call our representatives now for additional info on student loans and consolidation in Palmer. Subsidized and unsubsidized education loans are two different alternatives when getting a Federal Stafford loan for school. In Palmer, each type of loan applies to all students, irrespective of credit. Subsidized Stafford loans are given to students who are financially needy. With this type of loan, the federal government pays the interest while you're still in school. Unsubsidized student loans are also available to students in need. Many Illinois individuals have unsibsidized Stafford loans to help them finance their schooling. Palmer student loans can be found through a variety of ways. It is not unusual that students use a cosigner on their loan. For those who no longer need that cosigner you can have them sign a release. What that means is that you release them of duty, taking over complete responsibility for your education loan. After you've made several on-time payments, you then become the sole owner of the loan. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Palmer student loans, a Stafford loan does not require you to have flawless credit or supply collateral. If you stay in school at least part-time, you won't need to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Palmer are a great option for struggling students.