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A Federal Stafford loan comes in two different kinds: subsidized and unsubsidized. Regardless of your credit score, both forms of loans are available to you in Palatine. Subsidized Stafford loans are for students that are of low income or in need. The US government will pay your interest while you go to college. Unsubsidized student education loans are offered also to students in need. Many Illinois college students have unsibsidized Stafford loans to assist them to pay for their schooling. Consolidating your Palatine student loan allows you to lock in low interest rates, bundle your high-interest federal student loans into one low monthly payment, and put more money into the bank. Additionally, Palatine education loan consolidation programs do not typically charge prepayment fines, origination fees or application fees. In most cases, you can complete a simple, online application to apply for a loan consolidation, making it a simple, affordable way to lower your student loan payments. Call our associates today for additional info on student loans and consolidation in Palatine. Palatine student loans can be found through many different ways. It's not unusual that students use a cosigner on the loan. If you're a student with a co-signer on your loan, it is possible to obtain a loan product with a cosigner release. What that means is that you release them of obligation, overtaking complete responsibility for your education loan. After you've made several on-time payments, you then are the sole owner of the loan. A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike other Palatine student loans, a Stafford loan doesn't require you to have collateral or flawless credit. If you stay in college at least part-time, you won't have to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Palatine are an ideal option for struggling students. Are you attending college in Palatine and need personal student loans because you didn't qualify for federal financial aid? There are lots of Illinois student loans open to students that did not receive federal student loans, but still need help funding their education. Personal student loans are usually very easy to qualify for and some do not even require a cosigner. Do not drop out of school; get the money you need for school right now. Contact our associates right now for further information.